life insurance

According to the INSEE Heritage Survey 2018, the holding of a life insurance product differs according to the age, the CSP and the family composition. In 2015, the life insurance holding rate in mainland France is 36.5%. It has been steadily increasing since 1998 when it was only 28.9%. This is explained by the fact that life insurance is the favorite savings product of the French especially given its rather advantageous tax. This rate increases progressively with age, from 21.1% for those under 30 years of age to 42.3% for over 60s. Ownership of life insurance also differs according to the socio-professional category. It is higher than 45% for retirees as well as for the following professions: liberal profession (60.6%), farmer (53.9%), manager (45.2%). On the contrary, the rate ...

Dental insurance and dental implants: think about it before retirement The care offered by your denturologist includes elements at the cutting edge of developments in dental health. This includes dental implants with fixed or removable prostheses. This technique is recognized as one of the best for health, comfort and quality of life by both dental professionals and insurance companies offering dental insurance plans. Interesting, is not it? Before retirement, or after? Many people think of getting dental implants before retirement while they are still in the labor market. They benefit from their dental insurance and can plan the distribution of these costs easily. Similarly, retirees who have dental insurance can claim certain fees, depending on the plan they have. It should be...

Without medical examination: the case of the century? I am always upset about the amount of quotes we receive on our .ca site from people requesting a "no medical review" submission. These people are, for the most part, so happy to take out life insurance without a medical examination or questionnaire, which they believe they are doing for the century. If only it was true! In fact, you should know that with insurance without a medical examination, you agree to pay more for a life insurance product that, in the majority of cases, has a restriction for the first two years in the event of death. But why is it more expensive? You ask a financial institution to insure you without revealing your state of health, so it is normal for this company to charge you a premium higher than your neigh...